Your Information

Your age

You must be 65 or older and receiving OAS to qualify for GIS.

Are you currently receiving OAS?

Yes No (not yet eligible) Not yet, but eligible soon

Marital status

Single, widowed, or divorced Married or common-law

Your estimated annual income (excluding OAS)

Use your best estimate for this year. TFSA withdrawals do not count.

Your GIS Estimate

Important — TFSA withdrawals don't count as income for GIS. If you're drawing from an RRSP or RRIF, switching to TFSA withdrawals could significantly increase your GIS benefit. Every $10,000 shifted from RRIF to TFSA could add to your monthly GIS.

Plain-Language Summary

Generating your personalized summary...

→ See how GIS affects your overall retirement runway

→ Check your OAS clawback